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- Add cover for non-standard sound systems or car accessories to your motor insurance policy.
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MiWay’s comprehensive car insurance offers you:
- Affordable premiums
- An easy-to-understand excess structure
- Great customer service – and the ability to manage your policy online
- A hassle-free claims process – claim online or via our App
- Free roadside emergency assistance
- Six free WeDrive (MiWay’s take-me-home service) trips
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Article 4 of 7 in Car Insurance Claim Settlement
If you have filed a car insurance claim to recover money for property damage to your vehicle, bodily injury or both, you will need to negotiate a car accident settlement to get the payout you deserve. Negotiating a car accident insurance settlement is not difficult if you are comfortable and prepared. When you negotiate your car accident settlement, you will need to work closely with an insurance claims adjuster who is responsible for investigating the accident and deciding what the company will pay.
TIP:Insurance claims adjusters have a car accident settlement range
*A multi-policy discount (MPD) rewards you with a discount off your premium for holding three or more eligible paid general insurance policies with GIO. There must be a common mailing address and the person(s) seeking the discount must be nominated as an insured with the same name on each eligible policy. If you take out a new policy and then qualify for the multi-policy discount, you are eligible to receive the discount on that new policy immediately and on your other existing eligible policies from their next renewal date, provided you still qualify. If you become eligible around the time of policy renewal and the discount is not shown on your certificate of insurance, please contact us as the MPD may not have been applied to the renewing policies. See below for eligible policies. Discount not applicable to Roadside Assist or Domestic Workers Compensation optional cover(s). See terms and conditions
© Real Insurance, a trading name of both The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436 (Level 12, 465 Victoria Ave, Chatswood, NSW, 2067, Australia) and Greenstone Financial Services Pty Ltd ABN 53 128 692 884, AFSL 343079 (Ground Floor, 58 Norwest Boulevard, Norwest, NSW, 2153, Australia).
All product information displayed on this website is subject to policy terms and conditions (including eligibility criteria, exclusions and limitations).
The Insurer for general insurance products (unless otherwise specified) is The Hollard Insurance Company Pty Ltd (ABN 78 090 584 473) and for all life insurance products is Hannover Life Re of Australasia Ltd (ABN 37 062 395 484). Any advice provided is general only and may not be right for you. You should carefully read the relevant Product Disclosure Statement (PDS) to ensure the product is right for you. A copy of each PDS
Car Insurance FAQs
Please note that these are a general explanation of the meaning of terms used in relation to car insurance. Your insurance provider may use different wording and you should read the terms and conditions of your policy carefully to understand what you are and are not covered for. Refer to the product disclosure statement (PDS) from your provider.
What is Account-keeping fee / Ongoing fee?
It is a monthly account-keeping fee that is charged by the lender to cover the administration cost of maintaining your car insurance policy. Alternatively, you may be charged an annual fee rather than an ongoing account-keeping fee.
What is Agreed value?
The Agreed Value is the sum for which your car is insured, which has been fixed by agreement between the insurer and the car owner. The option for your sum insured is to insure your car for the market value (see
When it comes to finding the cheapest car insurance there are some factors that you can control that will influence your quote.
Read on to find out which factors are looked at by car insurers when determining your car insurance estimate and what you can do to help get the cheapest car insurance.
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Car insurance factors you can’t control
Your age. Young drivers are statistically more likely to have an accident and make a claim, and therefore have to pay higher insurance premiums.
Your driving record. If you have got points on your licence, such as a speeding offence, or a driving conviction you’ll
AAMI Home Building and Home Contents Insurance, Landlord Insurance, Strata Insurance, Car Insurance, Motorcycle Insurance, NSW and SA CTP Insurance, ACT MAI Insurance, Caravan Insurance, Business Insurance and Travel Insurance are issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI.
AAMI Life Insurance products, other than in some circumstances the Redundancy Benefit, are provided by either Asteron Life & Superannuation Limited ABN 87 073 979 530, AFSL 229880 (Asteron) or by TAL Life Limited ABN 70 050 109 450 AFSL 237848 (TAL Life) which is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). Both Asteron and TAL Life are part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). TAL companies use the AAMI brand under license.
Redundancy Benefit issued on or before 31st March
Searching for the Cheapest Auto Insurance?
For drivers looking for affordable car insurance, it can be frustrating and time consuming to search different websites and companies for information about the cost and coverage of their insurance services. While there are certain insurance companies that, on average, offer affordable prices, the right insurance for you is dependent on many factors. Car insurance rates depend on your car, age, credit, gender, driving record, and more. So the best insurance for one person may not be the best for another.
But, if you’re on the hunt for the cheapest car insurance policy that meets your state insurance requirements, look no further than Cheap Car Insurance (CCI).
The best way to find cheap auto insurance is to compare car insurance policy offerings and insurance discounts after collecting cheap car insurance quotes from a wide array of companies. Comparing car insurance online is one of
What is auto insurance?
Car insurance protects you from financial liability in incidents involving your vehicle. It has two major benefits. First, it can help save you from costs involved with bodily injury (medical costs). Second, it covers property damage to both you and your property, and other people involved in the accident if you’re at fault. Car insurance is required in most states and it is illegal to operate a car without it.
What car insurance covers.
In general, car insurance covers damage, vandalism, and theft of your vehicle. But what any specific auto insurance policy will cover depends on the coverage type(s) you have. Each car insurance policy is made up of at least one of the following:
- Liability insurance: Doesn’t cover your vehicle, but covers damage you cause to others in an accident. It is made up of bodily injury (BI) and property damage (PD).
- Collision and