*A multi-policy discount (MPD) rewards you with a discount off your premium for holding three or more eligible paid general insurance policies with GIO. There must be a common mailing address and the person(s) seeking the discount must be nominated as an insured with the same name on each eligible policy. If you take out a new policy and then qualify for the multi-policy discount, you are eligible to receive the discount on that new policy immediately and on your other existing eligible policies from their next renewal date, provided you still qualify. If you become eligible around the time of policy renewal and the discount is not shown on your certificate of insurance, please contact us as the MPD may not have been applied to the renewing policies. See below for eligible policies. Discount not applicable to Roadside Assist or Domestic Workers Compensation optional cover(s). See terms and conditions
It’s mostly good news.
3 min read
Opinions expressed by Entrepreneur contributors are their own.
The coronavirus pandemic has many of us thinking about worst case scenarios. It’s only natural that people are considering whether, in the event of their absence, their loved ones would be financially protected. If you’re reading this, you’ve probably given it some thought yourself.
Here’s the good news:
If you have an active life insurance policy and you were to die of a pandemic illness such as COVID-19, your family would receive the death benefit — even if you had traveled to an area with a known outbreak of the coronavirus.
The only situation in which that might not be true is if you were just recently approved and you failed to disclose certain information on your application about your travel plans and/or exposure to the coronavirus.
Also, if you keep your
© Real Insurance, a trading name of both The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436 (Level 12, 465 Victoria Ave, Chatswood, NSW, 2067, Australia) and Greenstone Financial Services Pty Ltd ABN 53 128 692 884, AFSL 343079 (Ground Floor, 58 Norwest Boulevard, Norwest, NSW, 2153, Australia).
All product information displayed on this website is subject to policy terms and conditions (including eligibility criteria, exclusions and limitations).
The Insurer for general insurance products (unless otherwise specified) is The Hollard Insurance Company Pty Ltd (ABN 78 090 584 473) and for all life insurance products is Hannover Life Re of Australasia Ltd (ABN 37 062 395 484). Any advice provided is general only and may not be right for you. You should carefully read the relevant Product Disclosure Statement (PDS) to ensure the product is right for you. A copy of each PDS
AAMI Home Building and Home Contents Insurance, Landlord Insurance, Strata Insurance, Car Insurance, Motorcycle Insurance, NSW and SA CTP Insurance, ACT MAI Insurance, Caravan Insurance, Business Insurance and Travel Insurance are issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI.
AAMI Life Insurance products, other than in some circumstances the Redundancy Benefit, are provided by either Asteron Life & Superannuation Limited ABN 87 073 979 530, AFSL 229880 (Asteron) or by TAL Life Limited ABN 70 050 109 450 AFSL 237848 (TAL Life) which is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). Both Asteron and TAL Life are part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). TAL companies use the AAMI brand under license.
Redundancy Benefit issued on or before 31st March
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Business intelligence systems can sometimes be a sensitive subject. It’s received bad press for being costly and coming with a high risk. More recently, Deloitte reported that executives at some of the world’s largest companies see analytics and business intelligence systems as a leading threat to their business.
This article will show you real life examples of how businesses have successfully benefited from implementing business intelligence systems.
In the Deloitte report, it is said 44% of respondents list business intelligence systems as enablers or disruptors that may threaten their business model, which makes it second most concerning technology threat. With that it mind the main reason included concerns around how to grasp it properly and many recognised it as something that could be of benefit if used wisely.
One example of how business intelligence systems have been maximised is at women’s underwear manufacturer Maidenform. Their CIO Bob Russo said recently
For more information, see our full cost guide to determine how much life insurance may cost for you.
Guaranteed issue life insurance
Guaranteed issue life insurance takes the concept of simplified issue life insurance – forgoing the health exam – and takes it a step further in that you don’t have to answer any questions about your health, either. As long as you can pay the premium, the insurer will cover you, needing only your age, sex, and state of residence.
That makes it appealing for older people, whose declining health makes it prohibitively expensive to get coverage with another insurance types.
Guaranteed issue life insurance is useful for elderly applicants, but others can likely get more life insurance coverage at a lower cost with a different policy type.
Just like with simplified issue life insurance, the lack of insight into your health conditions that a medical exam and interview
The Top Life Insurance Companies of 2020
Life insurance is essential if you have anyone in your life who depends on your income. Unfortunately, many people don’t have the right type of coverage or the right amount. About half of all U.S. households have less life insurance than they should, according to the Life Insurance Marketing and Research Association. A separate study by employee benefits provider Unum finds that about a third of all households will be financially strained within the first month of losing a breadwinner.
The good news is that life insurance doesn’t cost as much as you might think it does. Some people even estimate that life insurance costs up to five times as much as it actually does, reports the Insurance Information Institute (III).
We make the process of shopping for life insurance as easy as possible by doing the research for you and
One month ago, on November 12, 2012, I published a blog post introducing The 12/12/12 Project. The idea behind the 12/12/12 Project is to push through your fear of failure, make a decision final and commit to something that will literally alter your life. Something that you have been dreaming about but have always been afraid to do. It’s an opportunity to follow your passion and become what you are truly meant to be.
My challenge to you, and to myself, was to prepare a plan and commit to executing that plan on December 12, 2012. Well… that day has come. Today, is 12/12/12.
So what is my 12/12/12 Project?
Click the link below to find out. I hope you enjoy it.
Please take a moment to post a comment and tell me what you think.
Click Here –>> EA000 _ Introduction- The Entrepreneur Architect
Here’s the Transcript:
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